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Which insurance providers am I paneled with?
Which insurance providers am I paneled with?
Blue Cross Blue Shield
Blue Cross Blue Shield
Including BCBS plans issued in all 50 States.
Blue Care Network and Blue Cross Complete NOT accepted.
Aetna
Aetna
Including some Optum healthcare plans with Aetna mental health benefits.
What if my insurance is not listed above?
What if my insurance is not listed above?
If you don't see your provider above, I am most likely not able to bill your insurance plan for EMDR or talk-therapy treatment.
In that case, you have a few options:
Elect to pay out-of-pocket.
Due to EMDR's time-limited nature, we may agree to a sliding scale rate for a limited number of sessions.
I can provide superbills which you can then submit to your insurance provider and seek reimbursement from them.
I can refer you to an EMDR therapist who does accept your insurance plan, if possible.
What does therapy cost?
What does therapy cost?
Individual Therapy Services (Talk-therapy, Individual EMDR)
$175 per 55-minute session.
What will my insurance cover?
That depends on your individual insurance plan. Many clients pay a modest co-pay ($10-$40) per appointment and nothing more.
Other plans may require you to pay a percentage (say, 30%) of each session and insurance will cover the rest.
Depending on the time of year, you may have a deductible to pay off, which means you may be required to pay almost the full amount per session for a while, until that deductible is met then the cost drops.
If this all sounds annoying and complicated, it is.
You're not alone in this, though. I will help you get a preview of what treatment will cost once I have received your insurance information.
You can always call your insurance provider directly and ask them what a therapy session (billing code 90837) will cost based on your plan. This is by far the most reliable way to get pricing information.
Couples/Family Therapy Services (EMDR for Couples, Healthy Conflict Therapy)
Billing rate for couples/marital/family/group sessions is $175 per 55-minute session.
I am unable to bill insurance for these sessions.
Though some plans claim to cover family therapy, this is only true in the context of one individual family member who is diagnosed with a formal mental health condition. The family is then brought in to help support that diagnosed individual.
My approach to couples and families treats the relationship as the client and assumes all parties contribute to dysfunction and disconnection. No single member needs to be formally diagnosed with anything (by me). The approach is far more egalitarian, and does not label one person as being "the crazy one."
Sadly, insurance providers do not feel this therapeutic approach is worth covering.
I need family/marital therapy but I cannot afford the out of pocket rate. What options do I have?
In that case, I would recommend electing one of you to act as an ambassador or representative for your household. The ambassador will come to one-on-one therapy with me, and I will bill your insurance for those sessions.
The ambassador will then share the provided handout materials and homework with the rest of the partnership/household.
This model of indirect couples therapy has proven very effective for a number of couples in my care.
How do we pick a representative?
I tend to work very well with "engineer husbands." This is a shorthand phrase and not strictly limited to those in engineering fields. They tend to be extremely logical, minimally expressive, brainy problem-solvers.
If you have one of those in your life, I recommend electing him to be the therapeutic ambassador.
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